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Find out how much home you can afford by getting pre-approved for your next home loan now.
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.
Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.
Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with River Fox Lending for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days..
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.
Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.
I found Kristin not only knowledgable and professional regarding the mortgage application process, but also enjoyable and personable to work with. She quickly returned both emails and voicemails and kept us updated as to the progress. At closing thing could not have gone more smoothly or quickly. You really can’t ask for more than that from your loan office. Two thumbs up! William Cragg
I found Kristin not only knowledgable and professional regarding the mortgage application process, but also enjoyable and personable to work with. She quickly returned both emails and voicemails and kept us updated as to the progress. At closing thing could not have gone more smoothly or quickly. You really can’t ask for more than that from your loan office. Two thumbs up!
Kristin is an absolute gem if you are looking to secure a mortgage in the Richmond area. Knowledgable, responsive, and friendly she was always available for questions and creative solutions to get us the best possible rate. We really enjoyed working with her and will continue to utilize her for future financing needs. Marissa Yorkshire
Kristin is an absolute gem if you are looking to secure a mortgage in the Richmond area. Knowledgable, responsive, and friendly she was always available for questions and creative solutions to get us the best possible rate. We really enjoyed working with her and will continue to utilize her for future financing needs.
My wife and I have been purchasing homes for over 35 years and without a doubt Kristin made the process the easiest it’s ever been. She is organized, detailed and conscientious. She consistently amazed us by her ability to anticipate my questions and concerns and streamline our application to a speedy and excellent outcome. She was in contact with us often and made us feel as if we were the most important client she has. What a great experience. I highly recommend working with Kristin O’Neil. Jim and Beth Ann from Richmond, VA
My wife and I have been purchasing homes for over 35 years and without a doubt Kristin made the process the easiest it’s ever been. She is organized, detailed and conscientious. She consistently amazed us by her ability to anticipate my questions and concerns and streamline our application to a speedy and excellent outcome. She was in contact with us often and made us feel as if we were the most important client she has. What a great experience. I highly recommend working with Kristin O’Neil.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: